More information about your Medical Savings Account

We pay your day-to-day medical expenses from your Medical Savings Account.

Immediate access to an annual Medical Savings Account

While you pay contributions monthly, you have immediate access to the full annual Medical Savings Account for the year. The Medical Savings Account contribution is a fixed portion (20%) of your medical scheme contribution. Please refer to your contribution table for the Medical Savings Account limits per income category. You can also view your latest Medical Savings Account balance when you log in.

Note: Your day-to-day benefits are subject to funds available in your MSA. We only pay medical expenses from providers who are registered with the Board of Healthcare Funders (BHF) and have valid practice numbers. Providers must submit claims using the appropriate codes.

Limits on certain benefits
BenefitLimit
Acute MedicineLimited to the funds you have available in your Medical Savings Account
Chiropractors
Clinical psychology
Dentistry
GP visits
Homeopathy
Mental health
Occupational therapy
Optical benefit
Over-the-counter medicine
Pathology
Private nursing
Physiotherapy
Radiology
Specialist visits
Speech therapy